California now requires that, everyone must carry health insurance or 

BE PENALIZED.

"THE MANDATE IS BACK."

GET COVERED!

 
 

Individual / Family Solutions

Retirement Planning

Financial planning is very personal, and one size does not fit all.  We offer realistic solutions based upon your needs and desires, which guides you in the direction needed to help you make sensible decisions about your money.

 

The continuation of the planning process allows you make decisions about money that helps you achieve your goals.  Financial planning is a series of steps designed to help you accomplish your goal.

 

We help individuals set and achieve their long-term financial goals, through investment management, risk management, asset allocation and the retirement process.  The role of a financial planner is to find ways to increase the client's net worth, and help the client accomplish all of his/her financial objectives.

 

HealthCare Benefits

Individual and Family Health Insurance, now required due to the enactment of the Affordable Care Act, provides health coverage for people who are not covered in a group plan.  

 

We use our knowledge and resources of the health care market.  We act as independent agents not captive to any one carrier or any one idea. This allows us the ability to select plans that are customized to represent the most efficient options and provide the greatest cost savings.  

 

Our personalized service gives you direct support and assistance to make the best choice for yourself, or for you and your family.

 

IRA Rollover

A 401k plan is an employer-sponsored plan, offered to its employees.  An IRA is a plan offered typically from a bank to any individual who deposits the minimum investment.

An IRA is an Individual Retirement Account, and like a 401k plan, your money is invested before tax and grows tax-deferred.  

 

The decision to roll over is dependent on your circumstances of employment, including the investment fees, expenses, and investment options of the portfolio offered. 

 

​Are you wondering what to do with your existing IRA or do you have a 401k you need to transfer, and can't decide what to do with it?

 

Life Insurance

Individual and Family Health Insurance, now required due to the enactment of the Affordable Care Act, provides health coverage for people who are not covered in a group plan.  

 

We use our knowledge and resources of the health care market.  We act as independent agents not captive to any one carrier or any one idea. This allows us the ability to select plans that are customized to represent the most efficient options and provide the greatest cost savings.  

 

Our personalized service gives you direct support and assistance to make the best choice for yourself, or for you and your family.