Planning for your retirement is very personal. When you are planning to transfer your retirement investments, we want you to have peace of mind that the changes you will be making fit your personal investment goals.
Our discovery process allows us to gather the information we need to help you determine your long term and short term investment goals. This includes how you want your holdings structured, and the level of risk you are willing to take in your investment portfolio. We will construct a plan that is designed around your needs, goals and objectives.
What is an IRA ROLLOVER?
A rollover is the process of moving your retirement savings from your retirement plan at work (401(k), profit-sharing plan, etc.) into an Individual Retirement Account (IRA). Rolling over to an IRA allows you to keep your savings tax-deferred and typically gives you a broader choice of investments.
Please keep in mind that rolling over assets to an IRA is just one of multiple options for your retirement plan. Each of the following options is different and may have distinct advantages and disadvantages.
1. Roll assets to an IRA
2. Leave assets in your former employer’s plan, if plan allows
3. Move assets to your new/existing employer’s plan, if plan allows
4. Cash out or take a lump sum distribution
Once your plan is implemented, we will regularly review your portfolio to recommend suitable changes.
We invite you to talk with one of our advisors and review your retirement plan.